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Income Protection

Protect you and your family during unexpected times in life when you would not be able to work with benefits from Pacific programs. 

Unum Voluntary Whole Life and Accident

Whole Life insurance plans are designed to provide a death benefit but can also gain cash value. Unum's Group Accident insurance can pay lump-sum amounts if you suffer a loss from an accident.

Sun Life and Accidental Death & Dismemberment

Sun Life's Life and Accidental Death and Disability Insurance provides protection when life events occur to protect you and your family members.

Short-Term Disability Insurance and Paid Family Leave Insurance

Disability Plans replace a portion of lost wages when you are ill and unable to work. It can also replace lost wages if you take time away from work to bond with a new child or care for a sick family member. 

Sun Life Long Term Disability

The Long-Term Disability (LTD) Plan provides a source of income should you experience a qualifying long-term illness or injury that prevents you from working.

Workers' Compensation Benefits

Benefits replace lost wages up to plan guidelines when you are unable to work due to a work place injury. The plan also pays for eligible expenses to treat the injury.

Long Term Care Insurance

Long term care is the medical and or social services term for helping people who develop disabilities or chronic care needs. Long term care services may be brief with full recovery, or they can continue for years. Long Term care Insurance pays for long term care services so you don't have to.