Summer Session FAQ
How will my Pell Grant be affected if I choose to take summer school?
Students enrolled in a summer course and eligible for a Pell Grant will be awarded Pell Grant funds. Generally, Federal regulations require Pell Grants to be disbursed in the first eligible (summer) term the student has enrolled in, even if the student does not apply for summer financial aid. If a student does not wish to use Pell Grant funding during the summer, the student must submit a written request to the Financial Aid Office, declining the Summer Pell Grant.
Any Pell Grant funds that are disbursed in the summer will affect the student's spring payment.
Example: If a student is eligible to receive $5550 for the academic year and takes 4 units in summer session I and 4 units in summer session II, their Pell Grant award would be the following:
Summer I - $694
Summer II - $694
Fall - $2775
Spring - $1387
In this case, the student's spring Pell Grant payment is reduced by $1388, the amount that was used in the summer sessions. It is the responsibility of the student to plan for this shortfall.
**NOTE: At least half-time enrollment is not required to receive a Pell Grant.
How will my Federal Direct Loans be affected if I choose to take summer school?
Students who apply for summer financial aid are eligible to receive Federal Direct Loans if they are taking the required amount of units (6 for undergraduate students and 4 for Graduate students). If a student is eligible to use a portion or all of their loan eligibility for the school year, their fall and spring loan amounts will be affected. Any loan amount not used during the summer sessions will be evenly distributed between the fall and spring terms.
Example: If a student is eligible for a $5500 subsidized Loan and a $2000 unsubsidized Loan for the year chooses to accept $4000 in the subsidized Stafford loan for summer session I - 4 units and III - 4 units, the breakdown will be as follows:
Summer I - $2000 Subsidized Loan
Summer III - $2000 Subsidized Loan
Fall - $750 Subsidized Loan
$1000 unsubsidized Loan
Spring - $750 Subsidized Loan
$1000 unsubsidized Loan
If the student did not use loans in the summer, the Subsidized Loan would have been $2750 for fall and $2750 for spring. The student will be short by $2000 for each term. It is the responsibility of the student to plan for this shortfall.
Is there a deadline to apply for summer school?
A student would need to apply for and accept summer financial aid no later the beginning of the 5th week of the term they are enrolled. Processing time for summer worksheets is about 3-5 business days. Download Summer form on March 25th.
What types of aid are available in the summer?
Summer financial aid may include a Pell Grant, Direct Loan (the amount given is based on need and remaining eligibility), and a Parent PLUS Loan. Independent students, undergraduate students, and students with unmet financial need may apply for a private loan instead of a Parent PLUS Loan.
What does summer financial aid cover?
The same expenses considered during the academic year are considered in summer; tuition, housing, food, books, personal expenses, campus fees and transportation. The total amount of these costs will be calculated based on your summer enrollment: total number of units and number of sessions.
Can I receive financial aid at another institution for the summer?
No. Students continuing at Pacific are not eligible to receive financial aid at another institution for the summer term. Doing so may make you ineligible for financial aid at Pacific for the fall and spring terms.
Can I receive financial aid if I am planning on studying abroad?
Pacific does not currently have any study abroad programs for the summer eligible for summer financial aid.
What happens if I withdraw from my summer courses?
Withdrawing from your summer courses means that you drop your classes on or after the first day of classes. When a student withdraws from a term, federal regulations require a calculation (Return of Title IV) be performed. Any funds that were not earned by the student are required to be returned to the appropriate federal program. If you are withdrawing from a summer term after classes have began, please inform the financial aid office to see if a Return of Title IV calculation is necessary. Please refer to the Award Policy Booklet for 2013-2014 for information on how withdrawals are processed. Any funds that are cancelled will be redistributed to your fall and spring terms. Students who withdraw from a summer term will need to contact the financial aid office.
**NOTE: If you terminate your enrollment before the first day of classes, your financial aid will be cancelled.
When will my financial aid be disbursed into my student account?
Financial aid will be disbursed into your student account on the first day of class of each term. If you are taking more than one summer session, your financial aid will be divided appropriately for each term and will be disbursed into your student account on the first day of classes for each term.