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Insurance Requirements for International Students

The United States government requires that all international students maintain health insurance coverage. The University offers a health insurance plan that meets the U.S. government requirements.This plan is designed to meet the medical needs of our students (and their dependents) at a reasonable cost.

The cost of this health insurance is not included in your university fees. Your student account will be charged the appropriate premium fee at the beginning of each semester. For current premium costs, contact Student Finance.

The F-1 and J-1 regulations specify the following minimum level of coverage:

  • Medical benefits of at least $50,000 per accident or illness.
  • Repatriation of remains in the amount of $7,500.
  • Medical evacuation to his or her home country in the amount of $10,000.
  • A deductible not to exceed $500 per accident or illness.

It is your responsibility to own and maintain insurance coverage for yourself and your dependent(s) while in the U.S. If you fail to maintain the required insurance coverage, or misrepresent your coverage, you are in violation of these regulations and your visa may be terminated.

For more information about this requirement, contact Contact International Programs and Services. For more information about the health policy, contact the Cowell Wellness Center.

If you have comparable insurance coverage and wish to apply for a waiver of Pacific's Health insurance, you must submit the waiver form for approval.