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Health Insurance Requirement

You must maintain health insurance coverage for yourself and your J-2 dependents during the entire time you participate in an Exchange Visitor Program. Insurance coverage must meet the requirements of the U.S. Department of State or backed by the full faith and credit of the government of the Exchange Visitor’s home country shall be deemed to meet the requirement.

Required coverage for students and dependents includes:

  • Medical benefits of at least 50,000 per accident or illness;
  • Repatriation in the amount of $7,500.00;
  • Medical Evacuation to the country of permanent residence in the amount of $10,000.00.

Any insurance plan or contract secured to fulfill the above requirements must, at minimum, be:

  1. Underwritten by a insurance corporation having a A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-" or above, a Standard and Poor's Claims-Paying ability rating of "A" or above, a Weiss Research, Inc. rating of B+ or above.
  2. Or, backed by the full faith and credit of the government of the exchange visitor's home country.
  3. Or, Part of a health benefits program offered on a group basis to employees or enrolled student's by a designated sponsor.
  4. Or, offered through or underwritten by a federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan (CMP) as determined by the Halth Care Financing Administraiton of the U.S. Department of Health and Human Services.  

It is your responsibility to renew the insurance coverage for you and your dependent(s) during their stay. If you fail to maintain insurance coverage or misrepresent to the J-1 Program Sponsor will be considered in violation of the University Rules and will be subject to termination as an Exchange Visitor participant.

View the Health Insurance Statement