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The Student Health Insurance Plan (SHIP) is a comprehensive health plan that provides a full range of medical services, including in/out patient services, specialty care, emergency care, dental care, hospitalization, mental health care, vision services and pharmacy coverage.
Health insurance is a mandatory non-academic condition for enrollment. To ensure that all students have adequate health care coverage, including ongoing primary and specialty care, and to satisfy the mandatory health insurance requirement, Pacific automatically enrolls all registered students into the SHIP.
- How am I enrolled in SHIP?
- How much does SHIP cost?
- When does SHIP coverage begin and end?
- How do I get a copy of my insurance card?
- What are my benefits under SHIP?
Each term that you are enrolled in classes at Pacific, your student account is automatically charged the fee for SHIP and you will be enrolled automatically*. The fee will appear on your e-bill statement as a separate charge. If you are already covered by another insurance plan and wish to opt out of the SHIP and have the SHIP fee waived, you must apply for a Health Insurance Waiver. A new waiver must be submitted for each academic year. Please note: you will receive an insurance card at the mailing address listed within the university system. Please make sure you update any changes with the Registrar's Office.
If you are not automatically enrolled due to your student status, please email or come in person to the Insurance Office located in the Cowell Wellness Center on the Stockton campus.
Academic Year 2016-2017
Stockton and Sacramento: $1,505 per semester
San Francisco: $752.50 per quarter
The fee is charged to your student billing account along with the other mandatory registration fees each term.
Undergraduate, Graduate, and Law Students:
Fall: 8/1/2016 - 1/31/2017
Summer/Fall: 7/1/2016 - 12/31/2016
An insurance card will be mailed to the address on file with the university once the waiver deadline has passed. If you need a temporary card please contact the Insurance Office at 209.946.2027.
What are my benefits under SHIP?
Please be advised that your student insurance plan Summary of Benefits and Coverage document is available on the Wells Fargo Insurance Services site or by contacting Wells Fargo Insurance Services at (800) 853-5899.
Your SHIP benefits are listed in the SHIP brochure, which can be downloaded here:
The brochure includes important information, such as referral requirements, hospital and surgical pre-certification requirements and excluded services.
*Not all students are automatically enrolled. Automatic enrollment is based on the amount of registered units per term. Undergraduate and graduate students must be registered for 9 units or more, Law students must be registered for 6 units or more, and Dental students must be registered for 9 units or more before automatic enrollment will occur. Students falling below the required units can choose to enroll in the plan but must do so in an active manner by contacting the Insurance Office. Students studying abroad and certain other off-campus students are not automatically enrolled regardless of units but are still eligible for the plan.
For further information, please call the Insurance Office at 209.946.2027.