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Medical Benefits

Pacific is pleased to offer access to affordable, high-quality health care benefits for Faculty, Staff and their dependents. The five Health Plan options include High Deductible plans with much lower or no-cost premium options and Health Savings Accounts (HSA's) that allow you to save for the future.

To new employees: please complete your benefit elections, including if you are deciding to waive coverage, within 31 days of being hired. Please visit to enroll or waive benefits.

To employees with qualifying life events, please complete your benefit changes within 31 days of the qualifying life event. Please visit to enroll or waive benefits. 

Things to keep in mind when selecting a medical plan:

  • Where do you typically receive care and are those providers/hospitals part of a plan's network;
  • Do you need a plan that allows access to non-network providers;
  • What are the co-payments and deductibles;
  • How much will it cost per month from my paycheck;
  • Do I want access to a Health Savings Account (HSA) as part of my strategy for saving for healthcare in retirement.

2019 Benefit Materials

2020 Benefit Materials

All medical plans offer prescription drug benefits. Refer to the Prescription Drug Benefits page for more specific information.

Considering a High Deductible Plan? Review the High-Deductible Health Plan page to learn how to put unused health care dollars to work for you.

Pacific Self -Funded Plan

Pacific self-funded plans using the Anthem Prudent Buyer Network (Group # 475):

PlushCare, a telehealth solution that provides quality medical care without visiting a physician office. Free for Pacific PPO and EPO plan members. Pacific High-Deductible members pay $59 per "visit" until deductible is met.

LiveHealth Online provides easy, fast doctor visits from the comfort of your computer or mobile device. Enroll at

Kaiser Permanente Plan

Pacific offers two Kaiser Permanente plans (Northern Ca Group# 1857, Southern Ca Group# 227559)

Why Choose Kaiser Permanente?


Visit the Kaiser website to find out more information about Kaiser Permanente. Kaiser Permanente's Integrated Health Care Model allows your care team the ability to provide you coordinated care. Grow Old With Me-Kaiser Video.


To help keep your life in focus, vision benefits are provided through Vision Service Plan (VSP) for employees and their qualified dependents that are enrolled in any of the medical plans listed above. The cost of vision benefits is included in the cost of the medical plan you select. Using VSP Choice Network Providers allows you to maximize your benefit offering. Save money by using in-network providers. 

  • Vision Service Plan (VSP) Benefits Summary
  • 2019 Vision Benefits
  • Members can pay the provider directly and submit a claim to VSP for reimbursement, using the following procedure:
    1. Visit the Benefits & Claims section of to begin your claim.
    2. Complete the claim form. Make sure you have a copy of your itemized receipt or statement that includes:
      • Doctor name or office name
      • Name of Patient
      • Date of Service
      • Each service received and the amount paid
    3. After completing the claim form, you may attach your receipt(s) or print and mail copies of your claim form and receipt(s) to:
P.O. Box 385018
Birmingham, AL 35238-5018

**Please note that claims for reimbursement must be filed within 12 months of the date of service. Members will be reimbursed according to the out-of-network reimbursement schedule.

Qualified Benefit Change? Please visit to enroll or waive benefits.

If you cover qualified dependents, you all must enroll in the same Medical Plan. When adding a Spouse or Domestic Partner upload a copy of your marriage certificate or certificate of Domestic Partnership to

The University of the Pacific must report the cost of medical and dental insurance that we provide for a domestic partner. The value of this benefit is subject to Federal Income, State Income, Social Security and Medicare taxes. The University of the Pacific must deduct and withhold these taxes from your paycheck based on the market value of the coverage, called "imputed income." The market value of coverage is calculated as the difference between the actuarial value of insurance for employee only and insurance for employee and one dependent. 

If you have any questions please email