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Insurance Office
Cowell Wellness Center
Charity Torres
Student Insurance Coordinator
3601 Pacific Ave
Pacific Health Services
Stockton, CA 95211

Insurance Waivers


 CLICK HERE to access the online waiver and enrollment forms as well as additional information in Gallagher Student Health & Special Risk.  

Click image below to view and print Health Insurance Waiver Requirements

health insurance requirement

In order to qualify to waive out of SHIP your health insurance plan must include all of the following Benefits/Services

  • Health insurance plans must provide coverage for medical evacuation of $50,000 and repartriation of remains of $25,000 ( international students)
  • Health Insurance must provide coverage for the entire academic year
  • Health Insurance must provide coverage for inpatient and outpatient hospitalizations
  • Health Insurance must provide coverage to local doctors, specialists, hospitals, and other health care providers in emergency and non-emergency situations, within the UOP campus area
  • Health Insurance plans must be a U.S. based insurance company
  • Health Insurance plans must provide coverage for lab work, diagnostic x-rays, emergency room treatment, and prescription coverage within the UOP campus area. 
  •  Health Insurance must provide coverage for inpatient and outpatient mental health, substance abuse and counseling services in my UOP campus area.
  • Coverage must be effective prior to the waiver deadline and remain active through the last day of the term. 


The following types of insurance plans are not acceptable and will NOT be considered 
  • Short Term Medical Plans that are available to purchase on a weekly or monthly basis 
  • Insurance Plans that are underwritten in a Country outside of the United States
  • California Medi-Cal Health Plans that do NOT have assigned benefit coverage in your UOP campus area.
  • Out of State Medicaid Insurance does not cover students in California