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Health Insurance Requirement

 Eligibility and Enrollment into SHIP (Student Health Insurance Plan)

The University of the Pacific is committed to the health and well-being of our students.  All students defined below are required to be enrolled in a comprehensive health insurance plan as part of a non academic enrollment requirement. Students that have their own comprehensive health insurance and do not want to be automatically enrolled in and billed for the University sponsored Student Health Insurance Plan (SHIP) must submit an online waiver every academic year before the Fall term (Summer for Dental).  

  • Undergraduate and Pharmacy Students enrolled in 9 or more units
  • Dental Students, International Students, and Graduate Students enrolled in 1 or more units
  • Law Students enrolled in 6 or more units
  • Advanced Education in General Dentistry (AEGD): all residents

This policy excludes distance learning, off-campus and external programs and therefore students are not eligible to enroll in SHIP. 

  • The deadline to submit the annual health insurance waiver is the first day of your Fall term (Summer Term for Dental students).
  • The Fall waiver is valid for the enitre academic year. 
  • The Spring waiver is valid for the Spring term ONLY and a waiver must be resubmitted in the Fall.  
  • A Spring waiver form will be available from December 4, 2019 to January 31, 2020 (all students) to waive out of the student health insurance plan enrollment for the Spring term if you have your own comprehensive health insurance plan at that time.  IF YOU HAVE AN APPROVED ANNUAL WAIVER IN THE FALL, NO ACTION IS REQUIRED.


Click image below for printable insurance waiver information 

insurance waiver flier 

For information about the University of the Pacific's Student Health Insurance Plan (SHIP) including waiver information, benefits, premium costs and claims: 

Please visit Gallagher Student Health or call our Customer Service Team at 833-233-0764.

Insurance Questions Contact List