Affordability isn’t one-size-fits-all, and that’s the point.

Think Pacific is out of reach? Think again. Most students don’t pay the full cost—scholarships, grants, and flexible aid options make a Pacific education possible for families like yours.Pacific has undergraduate students from all economic backgrounds.

Distribution of Students by Economic Background

Let's break it down

Pacific’s published cost of attendance (aka sticker price) for 2025–26 is:

  • $58,844 – tuition and student body fees

  • $9,876 – housing

  • $7,670 – food
    Total: $76,390

We know that number can feel overwhelming, but here’s the good news: most students don’t pay that full amount.

Affordability Breakdown

Sticker Price vs. Actual Cost

The sticker price is just the starting point. Most families pay far less, thanks to financial aid.

Merit Scholarships
All students are automatically considered for up to $30,000 in academic scholarships—just by applying.

Need-Based Grants
Submit the FAFSA and you may qualify for:

  • Federal Pell Grant

  • California State Grant (up to $9,000+)

  • Pacific Grant

Optional Loans
Federal student loans can provide up to $5,500 in additional flexibility.

After scholarships, grants, and loans are applied, what remains is your actual cost—and for most Pacific families, it's significantly more affordable than they expected.

Need help with what’s left? Our Financial Aid team can walk you through:

  • Federal Parent PLUS Loans

  • Private loan options

  • Monthly payment plans

Students can afford an education
Types of Financial Aid

There are several ways students make Pacific possible—with the help of:

  • Scholarships – merit-based awards up to $30,000 for first-year students. Automatically considered when you apply. No separate application needed.
  • Grants are awarded based on financial need and may come from the federal government, the state of California, or the Pacific itself.
  • Loans – optional but available, including federal student loans up to $5,500 for first-year students.
  • Work-Study – earn money while gaining real-world experience through part-time campus jobs.
Financial Aid Webinar Series

We know how important understanding financial aid is to your overall Pacific experience, and we'll explain some important concepts, talk about next steps and answer any questions you have about how financial aid at Pacific works.

Affordability